Thanks for those Joe. I'll maybe have a read at some point. Though I would say that a. what I am talking about is not actually Social Credit but simple seignorage reform. The former rather extends the latter I'd say but they are not the same thing. It is simply about the right of the state to create the money its economy needs, not actually about whether or not the A+B theory is sound.

In the second article I note in the second paragraph that he does not dispute that bank lending creates new money. Indeed it is A level economic stuff.