As someone who is always campaigning for financial and economic fairness and inclusion I wholeheartedly endorse Andrew Smith’s dismay at the number of ATM machines that charge, and that they disproportionately affect poorer areas and those less well served with other services.

Will he now perhaps campaign for the return and preservation of local sub-Post Offices whose network of for the most part free cheque cashing facilities has been decimated under the Labour government’s administration.

A good start might be to join the renewed calls for an competition investigation into Tesco takeover of T&S stores which has resulted in yet more counter closures. Maybe he could also explain what happened to the “Universal Bank”.